Terms of Service

Seller details

Legal/business name: Debt & Daylight
Owner: Corinne Eck
Support email: support@debtanddaylight.com
Main website: https://debtanddaylight.com
Dashboard app (sold separately): https://app.debtanddaylight.com

Your agreement with Debt & Daylight

The seller is Debt & Daylight, owned by Corinne Eck. You contract with Debt & Daylight for use of its website and dashboard software. By continuing to use the site, you agree to these Terms of Service. If you do not agree, stop using the site and service.

Self-service dashboard and separate coaching

The dashboard at https://app.debtanddaylight.com is sold separately from this website and is self-service software: it builds and tracks your own debt-payoff estimates using the figures you enter. It does not provide financial, legal or tax advice, loans, debt settlement or credit repair, and does not guarantee any payoff or credit-score outcome. Estimates depend on your inputs and assumptions and may differ from actual lender calculations and results. You remain responsible for your financial decisions and payments.

Coaching is a separate service, not part of or included in the dashboard subscription. Debt & Daylight does not negotiate with creditors or make repayments on your behalf.

License and intellectual property

Debt & Daylight owns the software, documentation and branding, except for third-party materials that remain owned by their respective owners. Purchasing a dashboard plan grants you a limited, non-exclusive, non-transferable right to use the dashboard within the plan purchased while your access remains valid. It does not transfer ownership or permit you to resell, sublicense or copy the software, documentation or branding without permission.

Acceptable use

You must not misuse the service. Prohibited conduct includes:

• Unlawful use, fraud or spam.
• Infringing anyone’s intellectual property rights.
• Interfering with security or service operation, including malware, unauthorized probing, vulnerability scanning, scraping or attempts to bypass access controls.

Keep your account credentials secure and contact support if you suspect unauthorized access.

Availability and access

Debt & Daylight does not guarantee uninterrupted or error-free performance. Maintenance, updates, outages or third-party service issues may affect availability.

Access may be suspended or terminated for material breach, non-payment, security or fraud risk, or repeated serious policy violations. Where appropriate and safe, we will notify you and provide an opportunity to address the issue; urgent security or fraud risks may require immediate action. Suspension or termination does not override rights you have under applicable law.

Dashboard orders and payments

Dashboard subscription orders are sold by Debt & Daylight. Payments are processed securely by Stripe; we do not store full card details.

Our dashboard money-back guarantee is described in our Refund Policy. Coaching bookings are separate and are not dashboard subscription orders.

Privacy and contact

See our Privacy Policy for personal data handling. For questions about these terms, contact support@debtanddaylight.com. Nothing in these terms limits consumer rights that cannot lawfully be excluded.